An independent insurance broker in Dallas has your interests at heart.[/caption] When shopping for insurance, you have an endless selection of providers to choose from or you can find independent insurance agents to do your research for you. On average, independent insurance companies represent eight insurance providers at a time. Independent insurance agents and brokers research each of their firms and keep all information up-to-date in order to provide every client with the most comprehensive and tailored combination of price, coverage, and service.
1. Greater Selection
One reason consumers prefer to use independent insurance agents and brokers is because they’re provided with more choices. If you work with one insurance provider, you’ll only have their offerings to choose from. However, if you work with an independent insurance agent, you’ll be able to choose from a wide selection of options from several insurance providers. This way, you’ll have a much better view of what’s available on the market and a better chance of finding the ideal policy for you.
2. Lower Cost
Another benefit consumers enjoy when using an independent insurance agency is better deals. With a wider selection of choices to compare, there will typically be a few that are less costly than the others. Your insurance agent will focus on helping you find the best deal for your needs, not on a particular provider or brand. This way, you’ll be more likely to save money while still finding the policy with the coverage you need.
3. Unbiased Guidance
Another reason to find independent insurance agents to help you choose an insurance policy is because they provide unbiased advice. If you go to a single insurance company, they’ll be more dedicated to sales than to your needs and say anything to make you believe they’re the best choice for you. In reality, they may not even be close. Independent insurance agents are constantly tapped into the industry and several providers in the marketplace. They have experience with working with a variety of customers to meet their needs and have seen how companies treat their customers, what their strengths are, and more. They’re experts at listening to your needs and preferences, narrowing down the best options for you, helping you understand each plan, and guiding you through the decision-making process.
4. Help with Claims
If you need help with an insurance claim, your agent will likely assist you with it. Because they don’t work with a particular insurance company, they aren’t held to a specific protocol. Although the insurance company will still likely send an adjuster to look at your loss, you’ll have your independent agent on your side. The insurance industry is complicated and certain terms and claims are difficult to understand. Many providers know this and may try to take advantage of you. With an independent insurance agent, you’ll have protection and peace of mind. Do you need help finding an insurance policy to fit your needs? Contact us to speak with one of our insurance agents in Dallas to learn how we can help you.