The holidays are a great time to spend with your family and friends. Many families decorate their homes to spread the cheer and help them feel more festive. Unfortunately, if you aren’t careful about the types of décor you use or how you use it, you could be putting your home at further risk....
read moreHow Auto and Home Insurance Coverage Affects You and Your Domestic Partner
Up until recently, unmarried couples faced many difficulties when applying for different types of domestic partner insurance coverage. The story was similar for married same-sex couples residing in states that didn’t recognize their marriages as legal unions. It was tempting to mark the “married” selection on an insurance application; however, there was a great risk in...
read moreReasons to Consider an Umbrella Liability for Personal Coverage Insurance
our homeowner’s insurance policy covers a certain amount, including coverage for accidents that happen to others on your property. Unfortunately, sometimes these limits aren’t enough, depending on the nature of the incident. In these situations, you may need to consider umbrella liability insurance for your personal coverage insurance. Discussing this option with an insurance agent in...
read moreCan Long-Term Health Insurance Be Used for Assisted Living?
Most people are aware of the importance of term life insurance in planning for their family’s financial future, but they don’t think about the cost of long-term health care; however, when individuals find they need the services of an assisted living facility or nursing home, the costs can be overwhelming. Before you turn to Texas...
read moreIs Builder’s Risk Insurance Necessary during Construction?
Whether you are putting an addition on your current home or building a brand new home, you need insurance to cover it. Most homeowners are under the impression their homeowner’s insurance in Dallas will cover any damage or theft that occurs during the building process; however, this isn’t always the case. In many cases, an additional...
read moreA Parents’ Survival Guide to First-Time Teen Drivers
A part of you wants your children to stay young, while the rest of you is anxious for them to grow up and experience the thrill of life. Once it’s time for your child to drive, you need to consider car insurance for teens. While an automobile insurance quote for your teen driver will be higher...
read moreThe Best Cities to Own a Home in Texas
If you are looking for a new place to live, exploring the best cities in Texas can help you make the right choice. One of the top cities you should consider when buying your next home is Wylie. The suburbs around Dallas have grown dramatically over the past several years due to incentives offered...
read moreWhy Do Car Insurance Policies Need to Include Everyone in My Household?
If you have shopped around for inexpensive auto insurance, you have likely noticed insurance companies require everyone in your household to be listed on your policy. You have to disclose all household members because insurance companies need the information when determining auto insurance quotes. Insurance companies use the information you have listed to include drivers on...
read moreTexting While Driving Is Not Only a Distraction, It Can Be Deadly
Billions of text messages are sent every day. Unfortunately, a large percentage of those messages are sent by someone who is behind the wheel of a vehicle, even though studies have proven texting while driving is dangerous. Texting drivers are 23 times more likely to be involved in a car accident than drivers who don’t text....
read moreWhat Are the Advantages of Having an Inventory List of My Personal Property?
Though it is unpleasant to think about, there are many disasters that could happen to your home. No home is 100 percent safe from theft, fires, floods, tornadoes, and hurricanes. In the event of a natural or man-made disaster that ravaged your home, could you list all of your belongings off the top of...
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