Buying a home owner insurance policy can be an intimidating experience, especially if you have never done it before. There are many aspects of home owner’s insurance coverage you need to consider, as well as the overall cost of the policy. As you look over your options, it is critical to make sure you understand how...
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Water damage can be one of the most detrimental types of damage that can occur to your home. When you purchase your home owner insurance policy it is important to understand that all water damage is not the same. Unfortunately, the cause of the damage will dictate whether your home owner’s insurance will cover the costs...
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Many home owners purchase their home owner’s insurance and then forget about the policy, paying it annually without giving it much thought. However, if you have made any changes to your home or your circumstances have changed, it may be a good time to review your home owner’s insurance coverage. This will ensure you have...
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With the implementation of the Affordable Care Act (ACA), it will be mandatory for everyone to have health insurance coverage by 2014. While many people have health insurance through their employers, there are others who have gone without it because of the high costs of individual health insurance. These are the people the ACA was...
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Many people are unsure what umbrella policies are and whether or not they are beneficial to themselves and their businesses. We’re here to help. We will explain the basics of umbrella policies and how they can help you. Umbrella policies supply extra coverage in the event of a lawsuit. Just as umbrellas shield you from...
read moreNot having adequate commercial insurance in Dallas (or any city) can cost you more than an annual premium. It could potentially cost you your entire enterprise. According to the Institute for Business and Home Security approximately 25 percent of businesses do not survive a major catastrophe. Most small-to-medium-sized companies’ owners believe that carrying an insurance...
read moreIn 48 states, including Texas, it is illegal to drive on public roads without car insurance. Should you be pulled over in Texas and not have auto insurance, you could be fined, get suspended from driving, or have your vehicle impounded. While this alone is a valid reason to have car insurance, there are...
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The main concern that same sex couples have when looking for an insurance policy is this: how do I find a fair and affordable insurance plan that covers both myself and my partner? The good news is that finding such a policy is much easier to do now than it was twenty years ago....
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