As individuals age, it is common to experience more health problems as a result. However, for those who identify as LGBT, these health issues can sometimes cause additional problems. Even if you purchase insurance to cover unforeseen health matters, the medical profession isn’t always as prepared for the unique needs of LGBT individuals and couples as they should be. Understanding these issues can help you get the care you need as you age.
Increased Risks
Members of the LGBT community have been found to suffer from more health issues as they age. For instance, about half of all individuals who identify as LGBT are likely to suffer from a disability as they age. Among transgendered individuals, this number can increase to about 2/3.
Remaining at Home
Most elderly individuals want to remain in their own home as long as possible. For the LGBT community, this issue can become more complex as health deteriorates. Gay men are more likely to live alone than lesbians. Obesity and mental health problems are also more prevalent. In addition, family members may not be as accepting, especially when a significant other is involved. This can leave LGBT seniors alone in their homes with little or no help. Health insurance is there to help by paying for healthcare needs, such as a nursing home, but this may not help if individuals want to remain at home.
A Misunderstood Group
LGBT seniors are a widely misunderstood group. Even though same-sex couples can purchase health insurance, the medical community often fails to understand their unique needs. While nurses receive all the training they need to handle medical issues with their patients, the literature they use doesn’t address the issues facing the LGBT population in particular. This becomes especially important when dealing with the elderly. Nurses are there to help everyone, regardless of their gender or sexual orientation. For this reason, it is important to discuss any potential issues with your doctors and nurses, giving them a better understanding of the unique issues you are facing. Everyone experiences more health problems as they get older. Unfortunately, when it comes to LGBT seniors, medical issues can be even more prevalent and not all medical professionals are well-versed in handling these problems. Even if you have domestic partner insurance, it can be difficult to make sure your caregivers are prepared for the unique challenges your health can present. With increased risks and the need to live on your own, combined with the frequent misunderstandings, getting proper healthcare becomes even more important. Are you a same-sex couple who needs health insurance? Contact us at Steven Graves Insurance to get the coverage you want.