In the past, you did your research and decided on home owner’s insurance and automobile insurance that gave you the best price quote for the insurance coverage you needed. However, as time has gone by, you may have found the cost of your home owner’s insurance premiums or auto insurance on the rise. There are many...
read moreTexting While Driving Is Not Only a Distraction, It Can Be Deadly
Billions of text messages are sent every day. Unfortunately, a large percentage of those messages are sent by someone who is behind the wheel of a vehicle, even though studies have proven texting while driving is dangerous. Texting drivers are 23 times more likely to be involved in a car accident than drivers who don’t text....
read moreGas Price Hikes Mean More Motorcycles on the Road. Are You Properly Covered?
This summer, gas prices are higher on average throughout the country. This has had a negative impact on the amount of driving people are willing to do, especially beyond anything required for work or errands. However, many riders are putting their cars, trucks, and SUVs aside in favor of driving a motorcycle whenever possible...
read moreHow Do I Know If My Elderly Parent Should Drive?
As you age, it is normal for your body to go through a number of changes. In addition to changes in appearance, your reaction times get slower and your vision can deteriorate. These issues can cause major problems when it comes to driving and can increase comprehensive auto insurance costs. Unfortunately, many seniors don’t want to...
read moreWhy You Should Contact an Auto Insurance Agent before Buying a Car
The excitement of buying a new car can be quickly eliminated when you find out how much your auto insurance will increase. A large number of factors can play a significant role in the cost of your premiums. For some individuals, understanding how different vehicles can impact your insurance will help you make the right choice....
read moreReasons Some Cars Cost More to Insure
Most people know that some cars are more expensive to insure than others. While some individuals are not certain of the specifics of these price differences, there are some basics to help explain the premium variances. Auto insurance companies look at a large number of factors, including the make, model, and year of the car, to...
read moreInsurance Deductibles: What Are They and How Do They Affect Me?
When it’s time to invest in a new auto or homeowner’s insurance policy, your first consideration should be to determine how much your plan deductible will be. The amount of your deductible will directly affect the cost of your premium. Some individuals opt for a larger deductible in an attempt to get the most affordable home...
read moreWhat to Do When Making an Insurance Claim
Most individuals do what they can to avoid filing an insurance claim, whether it is against their homeowner’s insurance, auto insurance, or renter’s insurance. However, accidents do happen and you may find yourself in a situation where you need to file a claim against your policy. When this happens, it is important to know the proper...
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