In the past, you did your research and decided on home owner’s insurance and automobile insurance that gave you the best price quote for the insurance coverage you needed. However, as time has gone by, you may have found the cost of your home owner’s insurance premiums or auto insurance on the rise. There are many...
read moreReasons Why an Insurance Claim Payment Is Made out to Me and My Mortgage Company
If you ever experience damage or loss in your home, you will probably first thank your lucky stars you have homeowners insurance coverage. Then you will likely file a claim with your homeowner’s insurance company, thinking you’ll be able to simply cash the check to get started on your repairs. You realize when the insurance company pays...
read moreIs All of Your Personal Property Covered Under Your Policy?
One of the biggest misconceptions individuals have when it comes to insurance is that homeowner’s or renter’s insurance will cover all of your personal property. However, if you look closely at your policy, you will see there is a set limit on the monetary value of a claim, as well as certain other restrictions....
read moreReplacement Cost and Actual Cash Value—What’s the Difference?
As you look for the most affordable home insurance, there are many factors you need to consider. Working with the best insurance companies for homeowners will ensure your agent goes through all the possibilities to help you make the right decision for your needs and your budget. One of the most important factors you will need to...
read moreComparing Market Value with Cost to Rebuild
Buying a home owner insurance policy can be an intimidating experience, especially if you have never done it before. There are many aspects of home owner’s insurance coverage you need to consider, as well as the overall cost of the policy. As you look over your options, it is critical to make sure you understand how...
read moreA Contrast in Coverage: Water Damage versus Flood
Water damage can be one of the most detrimental types of damage that can occur to your home. When you purchase your home owner insurance policy it is important to understand that all water damage is not the same. Unfortunately, the cause of the damage will dictate whether your home owner’s insurance will cover the costs...
read moreYou Need to Know Exactly What Your Homeowner’s Policy Covers
Many home owners purchase their home owner’s insurance and then forget about the policy, paying it annually without giving it much thought. However, if you have made any changes to your home or your circumstances have changed, it may be a good time to review your home owner’s insurance coverage. This will ensure you have...
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