Before you do your research and get quotes for home insurance, it is important to make sure you have the right homeowner insurance coverage should theft or other disasters occur. Having the proper amount of coverage ensures you can afford to pay for replacements and repairs if needed. The AM Best Rating All insurance companies...
read moreInsurance Claims and How to Prevent Them
You purchase your homeowner’s insurance policy as a way to protect yourself from insolvency should something bad happen. No one likes to make a claim against their insurance policy. It requires a large amount of paperwork and time for both the policy holder and the insurance company. Therefore, it is always a good idea to be...
read moreReplacement Cost and Actual Cash Value—What’s the Difference?
As you look for the most affordable home insurance, there are many factors you need to consider. Working with the best insurance companies for homeowners will ensure your agent goes through all the possibilities to help you make the right decision for your needs and your budget. One of the most important factors you will need to...
read moreYou Need to Know Exactly What Your Homeowner’s Policy Covers
Many home owners purchase their home owner’s insurance and then forget about the policy, paying it annually without giving it much thought. However, if you have made any changes to your home or your circumstances have changed, it may be a good time to review your home owner’s insurance coverage. This will ensure you have...
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