You expect your home to be a safe haven so coming home to find your house was burglarized can be devastating. Here are some important steps you need to take if this should ever happen to you. Immediate Actions Exit the house immediately and call the police. If you come home and suspect your...
read more
The roof of your home is designed to protect the structure and the belongings inside. Over time or during severe weather, your roof can become damaged or may need to be replaced. While your homeowner’s insurance policy will likely cover the cost of roof repair or replacement with either replacement or cash value, it is up...
read more
When it’s time to invest in a new auto or homeowner’s insurance policy, your first consideration should be to determine how much your plan deductible will be. The amount of your deductible will directly affect the cost of your premium. Some individuals opt for a larger deductible in an attempt to get the most affordable home...
read more
Most individuals do what they can to avoid filing an insurance claim, whether it is against their homeowner’s insurance, auto insurance, or renter’s insurance. However, accidents do happen and you may find yourself in a situation where you need to file a claim against your policy. When this happens, it is important to know the proper...
read more
You purchase your homeowner’s insurance policy as a way to protect yourself from insolvency should something bad happen. No one likes to make a claim against their insurance policy. It requires a large amount of paperwork and time for both the policy holder and the insurance company. Therefore, it is always a good idea to be...
read more
As you look for the most affordable home insurance, there are many factors you need to consider. Working with the best insurance companies for homeowners will ensure your agent goes through all the possibilities to help you make the right decision for your needs and your budget. One of the most important factors you will need to...
read more
Buying a home owner insurance policy can be an intimidating experience, especially if you have never done it before. There are many aspects of home owner’s insurance coverage you need to consider, as well as the overall cost of the policy. As you look over your options, it is critical to make sure you understand how...
read more
Water damage can be one of the most detrimental types of damage that can occur to your home. When you purchase your home owner insurance policy it is important to understand that all water damage is not the same. Unfortunately, the cause of the damage will dictate whether your home owner’s insurance will cover the costs...
read more